1. General information only
The tools, calculators, generators and content on ABOS Tools ("the site") are provided free of charge for general information and illustration only. They are intended to give a quick estimate, not a definitive figure for your circumstances.
2. Not professional advice
Nothing on the site constitutes financial, tax, mortgage, legal, accounting, employment, medical or other professional advice, and it must not be relied upon as such. Always obtain advice from a suitably qualified professional, and check official sources such as GOV.UK and HMRC, before making any decision or taking any action.
3. Accuracy and no warranty
We work to keep our calculators correct, but we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability or suitability of the results. Any reliance you place on them is strictly at your own risk.
4. Rates and rules change
Tax rates, thresholds, allowances and rules change over time and vary by circumstances and by nation of the UK — for example, Scotland sets its own income tax bands. Figures are based on the tax year stated on each tool and may become out of date.
5. Limitation of liability
To the fullest extent permitted by law, ABOS Digital will not be liable for any loss or damage, including without limitation any indirect or consequential loss, arising from or in connection with use of the site or reliance on any result or content. Nothing in these terms excludes or limits any liability that cannot lawfully be excluded or limited.
6. Third-party links and affiliate disclosure
The site links to third-party websites and products. As an Amazon Associate, ABOS Digital may earn commission from qualifying purchases made through some links, at no extra cost to you. We are not responsible for the content, products or policies of third-party sites.
7. Advertising
The site displays third-party advertising. We do not endorse and are not responsible for any advertised product or service.
8. Your data
Our calculators run entirely in your browser. The figures you enter are not sent to us and are not stored by us.
9. Governing law
These terms are governed by the laws of England and Wales.
10. Contact
Questions about these terms? Email info@abosdigital.com.